The Non-performing Assets (NPAs) or bad loans of banks have increased to alarming levels. Currently, the NPA ratio in Indian banks stands at 9.45 % of gross loans. The RBI has overhauled its stressed asset resolution framework to ensure speedy Read more…


The first chapter of the Economic Survey 2017-18 is titled, “State of the Economy: An Analytical Overview and Outlook for Policy”. The chapter covers the following areas: Short term overview of the Economy Medium-term overview of the Economy Recent developments Read more…


When America sneezes, the world catches a cold. Earlier this week, in America, the Dow Jones Industrial Average witnessed two successive one-day falls– one for 666 points and the other for 1175 points. It was the largest one-day fall in its history. In percentage terms, the decline Read more…


The RBI has put 10 Public Sector Banks under Prompt Corrective Action (PCA) since April 2017. Though the PCA framework has been in operation since December 2002, its guidelines were revised in April 2017. The banks that have been put under Read more…


The Economic Survey is the annual report card of the country, It is presented in the Parliament every year just before the budget. (Read: Highlights of the Budget 2018) The Economic Survey is prepared by the Chief Economic Advisor and presented Read more…


The Finance Minister Arun Jaitley presented the Union budget on 1st February. It was the last full budget of the Government before the 2019 Lok Sabha elections. With elections approaching, the budget was expected to be populist. The focus of this Read more…


The Government has outlined the details of the electoral bond scheme. The concept of the electoral bond was first mentioned in the budget speech for the year 2017-18 delivered on 1st February 2017 by Finance Minister Arun Jaitley. The scheme was Read more…

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