Author Archives: Mridusmita


What are Treasury bills or T-bills? Treasury bills are Government bonds with a maturity of less than 1 year. (Read:¬†What is a Bond?) T-bills are issued by the Government to meet its short-term expenditure requirements. It is also issued to Read more…


The Chapter 3 of the Economic Survey is titled, “Investment and Saving Slowdowns and Recoveries: Cross-Country Insights for India.” This chapter makes a point that savings and investment growth in India is not unduly low. In fact, they are above Read more…


What is structured finance? In simple words, structured finance is the use of complex financial instruments. Structured financial instruments are riskier It is mostly used by financial institutions and companies with unique financing needs Some examples of structured financial instruments- Read more…


What is meant by Basel norms or Basel accords? Basel norms are international banking regulations issued by the Basel Committee on Banking Supervision (BCBS). The Basel norms is an effort to coordinate banking regulations across the globe, with the goal Read more…


The chapter 2 of the Economic Survey is titled- “A New, Exciting Bird’s Eye View of the Indian Economy Through the GST.” Before reading further you may read these articles on GST by Economyria- GST explained The final structure of Read more…


Bond yield is the amount of return realised on a bond Bond & Bond yield meaning A bond is a financial instrument through which a company or Government borrows money from the investors at a fixed rate of interest. To Read more…


Punjab National Bank (PNB), the country’s second-largest public sector bank, disclosed that it has detected¬†fraudulent transactions worth Rs.11400 crores at one of its branches in Mumbai. This is the biggest fraud discovered so far in India’s banking history. The magnitude Read more…

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