Author Archives: Mridusmita


What is a Mutual Fund? A mutual fund is a financial institution which collects money from a large number of investors. The money collected is invested in shares, bonds etc. The income and capital gains earned through these investments are Read more…


Market Stabilization Scheme (MSS) is a monetary policy tool used by the RBI to manage money supply in the economy. (You may also read: Repo, CRR, SLR, Reverse Repo, Bank Rate- Explained) Under Market Stabilization Scheme or MSS, if there is an Read more…


What are Treasury bills or T-bills? Treasury bills are Government bonds with a maturity of less than 1 year. (Read: What is a Bond?) T-bills are issued by the Government to meet its short-term expenditure requirements. It is also issued to Read more…


The Chapter 3 of the Economic Survey is titled, “Investment and Saving Slowdowns and Recoveries: Cross-Country Insights for India.” This chapter makes a point that savings and investment growth in India is not unduly low. In fact, they are above Read more…


What is structured finance? In simple words, structured finance is the use of complex financial instruments. Structured financial instruments are riskier It is mostly used by financial institutions and companies with unique financing needs Some examples of structured financial instruments- Read more…


What is meant by Basel norms or Basel accords? Basel norms are international banking regulations issued by the Basel Committee on Banking Supervision (BCBS). The Basel norms is an effort to coordinate banking regulations across the globe, with the goal Read more…


The chapter 2 of the Economic Survey is titled- “A New, Exciting Bird’s Eye View of the Indian Economy Through the GST.” Before reading further you may read these articles on GST by Economyria- GST explained The final structure of Read more…

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